Personally, I went around our ome and property with a video camera and recorded the contents with an HD camera. As I walked around I described the contents and the approximate price we paid for the item. When complete, I transferred the video to my computer and saved it as a computer file. I also made a DVD to keep in a fire safe or off site location. If we ever have to make a claim the insurance adjuster will have a visual reference for the items and it will help ensure that we receive fair compensation.
Make sure to use a High Definition camera and external light to capture items in different light settings. It is important to have records of collectibles, artwork, jewelry, antiques, furniture, electronics, etc.
As you know, insurance companies have stipulations, exceptions, exemptions and many other ways to get out of paying claims. Having a Household Inventory will be a big benefit to you if you ever have the unfortunate circumstance of filing a claim for damage to your home or property.
